Personal Checking Accounts

NBC Oklahoma offers convenient and customizable solutions to complement your financial goals.

NBC Oklahoma offers convenient and customizable solutions to complement your financial goals.

Green Checking

The Green Checking requires no minimum deposit to open, no minimum balance requirement and no monthly service charge for this account. This account does not earn interest.

Features and Benefits

  • Unlimited check writing
  • Monthly online statements with check images
  • Free ATM/debit card at account opening
  • No transaction fees at NBC ATMs1
  • Free personal online banking2
  • Free 24-hour NBC Checkline telephone banking
  • Service fee of $6 for printed statements3

Green Prime Checking4

Green Prime Checking is available exclusively to individuals age 55 and up. The minimum deposit to open this account is $500. A minimum balance fee of $8 will be imposed every statement cycle if the balance in the account falls below $500 any day of the month. A minimum balance of $500 must be maintained in the account each day to obtain the disclosed Annual Percentage Yield (APY).

Features and Benefits

  • Interest paid monthly
  • Unlimited check writing
  • Monthly statements with check images
  • Free ATM/debit card at account opening
  • No transaction fees at NBC ATMs1
  • Free personal online banking2
  • Free 24-hour NBC Checkline telephone banking
  • Free box of Graystone checks with each order, or 50 percent discount for other style of checks
  • No charge for money orders and cashier's checks
  • 50 percent discount on safe deposit box
  • 50 percent fee discount when purchasing an NBC Oklahoma MasterCard® Travel Card
  • Online statements available

Green Plus Checking (NOW)4

The Green Plus Checking (NOW) requires a minimum deposit of $1,500 to open. If the balance falls below $1,500 any day of the statement cycle, a minimum balance fee of $10 will be imposed. A minimum balance of $1,500 must be maintained in the account each day to obtain the disclosed APY.

Features and Benefits

  • Interest paid monthly
  • Unlimited check writing
  • Monthly statements with check images
  • Free ATM/debit card at account opening
  • No transaction fees at NBC ATMs1
  • Free personal online banking2
  • Free 24-hour NBC Checkline telephone banking
  • Online statements available

Green Reserve (MMDA)4

The Green Reserve (MMDA) is a unique savings account that is like a checking account. It allows you to write up to six checks per month while you also earn a higher APY. The Green Reserve account offers five tiers to earn a higher rate of interest and APY based on the daily balance. The minimum deposit to open the account is $2,500. If the account falls below $2,500 on any day of the month, a minimum balance fee of $15 will be imposed for that statement cycle.

Features and Benefits

  • Interest is credited monthly
  • Monthly statements with check images
  • Six pre-authorized withdrawals are allowed per month5
  • Online statements available

1 Overdraft fees may apply.

2 Third-party messages, data and/or Internet service provider fees may apply.

3 Can be waived by completing one of the following: Total of $500 direct deposit(s) per statement cycle, maintaining an average monthly collected balance of $500 or complete 10 debit card transactions each month.

Contact us for current rates.

5 Preauthorized withdrawals are transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft or similar order to third parties and are limited to six per month. These transfers do not include those made at an ATM, by mail or personally with a bank teller. An excessive withdrawal fee of $15 will be imposed for each withdrawal that exceeds the six withdrawal limitation.